Cummings & Lockwood

Uniform Lifetime Table for Required Minimum Distributions From Traditional IRAs*

 

Uniform Lifetime Table for Required Minimum
Distributions From Traditional IRAs*

 

Age

Distribution Period

Applicable %

 

 

 

70

27.5

3.65%

71

26.5

3.77%

72

25.6

3.91%

73

24.7

4.05%

74

23.8

4.20%

75

22.9

4.37%

76

22.0

4.54%

77

21.2

4.72%

78

20.3

4.93%

79

19.5

5.13%

80

18.7

5.35%

81

17.9

5.59%

82

17.1

5.85%

83

16.3

6.13%

84

15.5

6.45%

85

14.8

6.76%

86

14.1

7.09%

87

13.4

7.46%

88

12.7

7.87%

89

12.0

8.33%

90

11.4

8.77%

* To calculate the minimum distribution for the calendar year in which an individual attains an age in the first column, divide the account balance on December 31 of the previous calendar year by the divisor located in the second column entitled “Distribution Period” for that age. 

 

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